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Newsletter February 2020

Fixed-rate mortgage prices and product fees in year-on-year fall

A fixed-rate war between mortgage lenders is driving prices for decade-long products to enticing lows, Moneyfacts has said.

At the start of last month, homeowners could take advantage of 62 ten-year fixed-rate mortgages on the market.

We at Herts & Essex Financial Services can help with your mortgage planning http://www.handefs.co.uk/our-services/mortgages

Help-to-buy ISA closure opens the door for surge in lifetime ISAs

First-time buyers have just the one government-backed scheme to help them save for a deposit to secure their first mortgage.

Speak to us about saving for a first home.

Political stability could provide opportunities for growth

The new government’s majority could provide investors with opportunities for growth early this year.

While there could be more opportunities for growth, the potentially significant impact of Brexit could affect market sentiment and increased public spending may escalate inflation and interest rates.

Talk to us at Herts & Essex Financial Services about your investment portfolio. http://www.handefs.co.uk/our-services/investments-and-nisas

Savers who took expert advice are £47,000 better off over ten years

Savers who received financial advice in the early 2000s are considerably wealthier a decade later,

Get in touch for expert financial advice.

Source:  Practiceweb February 2020

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